Bold Lending Solutions
for You and Your Business
Home Loans | Commercial Lending | Asset Finance | SMSF Lending
At Galvarino Finance, we believe the best lending decisions start with a clear understanding of your financial position.
Too often, borrowing is approached as a simple transaction, focused only on loan approval and borrowing capacity. But the most effective lending solutions consider much more than that.
They take into account your income structure, business performance, cash flow, and long-term financial goals.
This is where Galvarino Finance is different. Founded by Patrick Conolly, Principal of Bold Accounting, Galvarino Finance combines lending expertise with real financial insight to help clients make smarter borrowing decisions. Rather than treating lending as a standalone transaction, we structure loans that align with your broader financial position and long-term goals.
Whether you're purchasing property, investing in your business, upgrading equipment, or exploring SMSF lending, our focus is simple: providing bold lending solutions for you and your business.
Because when lending decisions are guided by a clear understanding of your numbers, they become more than just loans; they become part of a long-term financial strategy.
Residential Home Loans
Whether you're buying your first home, upgrading, or refinancing, we help structure lending that suits your financial situation today and into the future.
Our Lending Services
Commercial Lending
Whether you're buying your first home, upgrading, or refinancing, we help structure lending that suits your financial situation today and into the future.
SMSF Lending
For clients investing through a Self-Managed Super Fund, we provide guidance on structuring lending within your broader financial strategy.
Asset & Equipment Finance
Vehicles, machinery, and equipment are often essential to growing a business. We help structure finance that works with your cash flow and business goals.
Meet Patrick Conolly
Principal Bold Accounting & Director Galvarino Finance
Patrick Conolly is the founder and Principal of Bold Accounting, where he has spent years working closely with business owners, tradies, investors and families to help them better understand their financial position.
Through this work, Pat has developed a deep understanding of how businesses operate, how income is structured, and how financial decisions impact both personal and business outcomes.
Over time, many client conversations naturally expanded beyond accounting.
Clients were asking bigger questions about property, business investment, and how to structure lending in a way that supported their broader financial goals.
Rather than seeing lending decisions made separately from financial strategy, Pat established Galvarino Finance to bring these conversations together.
By combining accounting insight with lending expertise, Pat helps clients approach borrowing decisions with clarity and confidence, ensuring lending solutions align with their long-term financial direction.
Through Galvarino Finance, Pat works with clients to provide bold lending solutions for both personal and business goals.
How it works
1
Start the Conversation
Book an initial consultation so we can understand your goals, financial position, and what you're looking to achieve. Whether it’s a home purchase, business finance, or equipment lending, we’ll explore the options available to you.
Structure the Right Loan
2
We review your financial situation and develop a lending strategy that works for you or your business. From lender selection to loan structure, we guide you through the process and help prepare everything needed for approval.
Move Forward Confident
Once approved, we manage the process through to settlement so everything runs smoothly. You can move forward knowing your lending has been structured to support your financial goals.